Personal Financial Advisory
Income Protection
Asset & Lifestyle Protection
Asset & Lifestyle Protection
Income protection is a type of insurance coverage that helps individuals and families maintain their standard of living if they are unable to work due to illness, injury, or other covered events. It provides a source of income to help pay for living expenses, such as mortgage or rent payments, groceries, and medical bills. The coverage usually replaces a percentage of a person’s income and can be paid out as a lump sum or as a regular income stream. Income protection is designed to provide financial security and peace of mind in the event of unexpected events that could impact a person’s ability to earn an income
Asset & Lifestyle Protection
Asset & Lifestyle Protection
Asset & Lifestyle Protection
Assets and lifestyle insurance is a type of insurance that provides coverage for an individual’s personal assets, such as their home, car, and other valuable possessions, as well as protection for their lifestyle, such as travel, in case of unexpected events. Additionally, assets and lifestyle insurance may also include protection for additional living expenses in case of an unexpected event or emergency. The goal of assets and lifestyle insurance is to provide individuals with peace of mind and protection against financial losses that may occur as a result of unexpected events that may negatively impact their assets and lifestyle.
Retirement Planning
Savings & Investment
Savings & Investment
Retirement planning is about creating a vision for your golden years and taking action to make that vision a reality. It’s about taking control of your financial future and securing the resources you need to live the life you want in retirement. It’s not just about saving money, it’s about making smart financial decisions that will help you achieve your goals and dreams.
Savings & Investment
Savings & Investment
Savings & Investment
Savings and investment are two key components of personal financial planning. Savings refers to the act of setting aside money on a regular basis for short-term and long-term goals, such as emergencies, down payments on a house, or retirement. Investment refers to the use of that saved money to purchase assets that have the potential to grow in value over time, such as stocks, bonds, real estate, or mutual funds. The goal of investment is to generate a return on the invested money in order to grow the savings over time.
Introducing the Total Portfolio Advisory© (TPA) Approach
What is TPA?
The Total Portfolio Advisory© (TPA) approach is a revolutionary personal wealth management system that is designed to provide you with the certainty in life as you are able to construct an effective financial portfolio that evolves with your ever-changing life’s needs through sound Asset Allocation (AA) strategies. The TPA approach is founded on two very simple and logical concepts:
(1) Employing financial accounting to evaluate and improve one’s personal financial statements; and
(2) Developing, deploying and tracking your AA Plan.
The TPA approach seeks to reduce financial uncertainties by first projecting likely life milestones with defined time horizons and financial commitments, and thereafter employ a holistic asset allocation strategy to chart out the various financial instruments and targets. Finally, these instruments are actively tracked and adjusted to ensure that the targets are on track.